Get Cheap Car Insurance in Beech Grove IN

  1. Residents of Beech Grove Can Save Up To $450 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Beech Grove

 

What's the Cost of Car Insurance in Beech Grove?

We have been able to help several drivers in Beech Grove IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Beech Grove Indianapolis, the annual rates had a difference of up to $1223. Specifically, this means that the cheapest price was $759 and the most expensive was $1982.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Beech Grove is important in getting the cheapest car insurance rates.

Lowest Average Highest
$759 $1135 $1982

Insurance Prices: Beech Grove vs. National/State Averages

Beech Grove has low-cost car insurance premiums that are below the state's average. It costs $48 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Beech Grove. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1135 $1183 $1479

Beech Grove IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Beech Grove to give you a sense of where you can find the lowest costs.

The difference was -$206 between the cheapest neighborhood in Beech Grove IN with a rate of $929 on average and a +$72 difference between the priciest area in Beech Grove IN with an average price of $1207.

# Neighborhood Average Rate
  Beech Grove $1135
1 Lawrence +$72
2 Speedway +$51
3 Lebanon -$127
4 Plainfield -$137
5 Zionsville -$142
6 Avon -$166
7 Greenwood -$180
8 Fishers -$181
9 Brownsburg -$195
10 Westfield -$199
11 Carmel -$200
12 Franklin -$206

Let's go over some ways to save on car insurance in Beech Grove

Beech Grove Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Beech Grove. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $40 more per year compared to being married, and being a man can typically cost up to $398 more per year in Beech Grove IN as opposed to being a woman.

Beech Grove Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Beech Grove IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3109 a year for insurance on average. This is far higher than the state average of $1183, and $1974 higher than Beech Grove' average. When gender is taken into account the difference between male and female teens in Beech Grove IN is $840.

The effect of DUIs on insurance premiums in Beech Grove IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Beech Grove then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1135 all the way up to $2111. That means that on average the cost for conviction in Beech Grove IN can be an increase of $976.

DUI City Average
$2111 $1135

Find cheap car insurance in Beech Grove quickly and easily

 

Find Local Beech Grove Agents

Breneman Insurance Agency

4810 S Emerson Ave Ste A Indianapolis IN 46203

Gagen's House of Insurance

1245 E Troy Ave Indianapolis IN 46203

David R Johnson

4770 S Emerson Ave Ste J Indianapolis IN 46203

Beech Grove in Brief

  • $1135

    the average Beech Grove resident's annual cost of coverage

  • $450

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Beech Grove IN

Area We Serve

46107, 46203

Beech Grove Map

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