Get Cheap Car Insurance in Franklin IN

  1. Residents of Franklin Can Save Up To $370 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Franklin

 

What's the Cost of Car Insurance in Franklin?

We have been able to help several drivers in Franklin IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Franklin Indianapolis, the annual rates had a difference of up to $760. Specifically, this means that the cheapest price was $649 and the most expensive was $1409.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Franklin is important in getting the cheapest car insurance rates.

Lowest Average Highest
$649 $929 $1409

Insurance Prices: Franklin vs. National/State Averages

Franklin has low-cost car insurance premiums that are below the state's average. It costs $254 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Franklin. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$929 $1183 $1479

Franklin IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Franklin to give you a sense of where you can find the lowest costs.

The difference was -$6 between the cheapest neighborhood in Franklin IN with a rate of $935 on average and a +$278 difference between the priciest area in Franklin IN with an average price of $1207.

# Neighborhood Average Rate
  Franklin $929
1 Lawrence +$278
2 Speedway +$257
3 Beech Grove +$206
4 Lebanon +$79
5 Plainfield +$69
6 Zionsville +$64
7 Avon +$40
8 Greenwood +$26
9 Fishers +$25
10 Brownsburg +$11
11 Westfield +$7
12 Carmel +$6

Let's go over some ways to save on car insurance in Franklin

Franklin Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Franklin. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $33 more per year compared to being married, and being a man can typically cost up to $325 more per year in Franklin IN as opposed to being a woman.

Franklin Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Franklin IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2545 a year for insurance on average. This is far higher than the state average of $1183, and $1616 higher than Franklin' average. When gender is taken into account the difference between male and female teens in Franklin IN is $687.

The effect of DUIs on insurance premiums in Franklin IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Franklin then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $929 all the way up to $1727. That means that on average the cost for conviction in Franklin IN can be an increase of $798.

DUI City Average
$1727 $929

Find cheap car insurance in Franklin quickly and easily

 

Find Local Franklin Agents

Kwiatkowski Ins Agency Inc

799 W Jefferson Street Suite B Franklin, IN 46131-2754

Allstate Insurance Agent Gary Young

1114 Walnut St Franklin, IN 46131

Farmers Insurance Agent Rodney Snyder

106 W Jefferson St Franklin, IN 46131

Franklin in Brief

  • $929

    the average Franklin resident's annual cost of coverage

  • $370

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Franklin IN

Area We Serve

46131

Franklin Map

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