Get Cheap Car Insurance in Greenwood IN

  1. Residents of Greenwood Can Save Up To $380 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Greenwood

 

What's the Cost of Car Insurance in Greenwood?

We have been able to help several drivers in Greenwood IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Greenwood Indianapolis, the annual rates had a difference of up to $725. Specifically, this means that the cheapest price was $702 and the most expensive was $1427.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Greenwood is important in getting the cheapest car insurance rates.

Lowest Average Highest
$702 $955 $1427

Insurance Prices: Greenwood vs. National/State Averages

Greenwood has low-cost car insurance premiums that are below the state's average. It costs $228 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Greenwood. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$955 $1183 $1479

Greenwood IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Greenwood to give you a sense of where you can find the lowest costs.

The difference was -$26 between the cheapest neighborhood in Greenwood IN with a rate of $929 on average and a +$252 difference between the priciest area in Greenwood IN with an average price of $1207.

# Neighborhood Average Rate
  Greenwood $955
1 Lawrence +$252
2 Speedway +$231
3 Beech Grove +$180
4 Lebanon +$53
5 Plainfield +$43
6 Zionsville +$38
7 Avon +$14
8 Fishers -$1
9 Brownsburg -$15
10 Westfield -$19
10 Carmel -$20
12 Franklin -$26

Let's go over some ways to save on car insurance in Greenwood

Greenwood Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Greenwood. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $34 more per year compared to being married, and being a man can typically cost up to $334 more per year in Greenwood IN as opposed to being a woman.

Greenwood Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Greenwood IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2616 a year for insurance on average. This is far higher than the state average of $1183, and $1661 higher than Greenwood' average. When gender is taken into account the difference between male and female teens in Greenwood IN is $707.

The effect of DUIs on insurance premiums in Greenwood IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Greenwood then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $955 all the way up to $1776. That means that on average the cost for conviction in Greenwood IN can be an increase of $821.

DUI City Average
$1776 $955

Find cheap car insurance in Greenwood quickly and easily

 

Find Local Greenwood Agents

Farmers Insurance Agent Greg Taphorn

540 US 31 S Greenwood, IN 46142

Allstate Insurance Agent Mike Young

200 N Emerson Ave Ste A Greenwood, IN 46143

Sizemore Insurance Agency

859 Riverside Dr., Suite 1 Greenwood, Indiana 46142

Greenwood in Brief

  • $955

    the average Greenwood resident's annual cost of coverage

  • $380

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Greenwood IN

Area We Serve

46142, 46143, 46184

Greenwood Map

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