Get Cheap Car Insurance in Lawrence IN

  1. Residents of Lawrence Can Save Up To $480 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Lawrence

 

What's the Cost of Car Insurance in Lawrence?

We have been able to help several drivers in Lawrence IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Lawrence Indianapolis, the annual rates had a difference of up to $1144. Specifically, this means that the cheapest price was $829 and the most expensive was $1973.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Lawrence is important in getting the cheapest car insurance rates.

Lowest Average Highest
$829 $1207 $1973

Insurance Prices: Lawrence vs. National/State Averages

Lawrence' premiums are comparable to the state of Indiana's annual average. The difference is only around $24. But if you want to save money and get something even cheaper, have a look below at some of the best ways to get a great rate on car insurance in Lawrence.

City Average State Average National Average
$1207 $1183 $1479

Lawrence IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Lawrence to give you a sense of where you can find the lowest costs.

The difference was -$278 between the cheapest neighborhood in Lawrence IN with a rate of $929 on average and a -$21 difference between the priciest area in Lawrence IN with an average price of $1186.

# Neighborhood Average Rate
  Lawrence $1207
1 Speedway -$21
2 Beech Grove -$72
3 Lebanon -$199
4 Plainfield -$209
5 Zionsville -$214
6 Avon -$238
7 Greenwood -$252
8 Fishers -$253
9 Brownsburg -$267
10 Westfield -$271
11 Carmel -$272
12 Franklin -$278

Let's go over some ways to save on car insurance in Lawrence

Lawrence Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Lawrence. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $43 more per year compared to being married, and being a man can typically cost up to $423 more per year in Lawrence IN as opposed to being a woman.

Lawrence Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Lawrence IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3307 a year for insurance on average. This is far higher than the state average of $1183, and $2100 higher than Lawrence' average. When gender is taken into account the difference between male and female teens in Lawrence IN is $893.

The effect of DUIs on insurance premiums in Lawrence IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Lawrence then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1207 all the way up to $2245. That means that on average the cost for conviction in Lawrence IN can be an increase of $1038.

DUI City Average
$2245 $1207

Find cheap car insurance in Lawrence quickly and easily

 

Find Local Lawrence Agents

ASAP Insurance Agency

8375 Pendleton Pike Ste 300 Indianapolis IN 46226

Mike Moorcroft

8021 Pendleton Pike Indianapolis IN 46226

Charlotte Adams-Jones

5034 E 56th St Indianapolis IN 46226

Lawrence in Brief

  • $1207

    the average Lawrence resident's annual cost of coverage

  • $480

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Lawrence IN

Area We Serve

46216, 46226, 46235, 46236, 46249, 46256

Lawrence Map

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