See How Much You Can Save in Plainfield
What's the Cost of Car Insurance in Plainfield?
We have been able to help several drivers in Plainfield IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Plainfield Indianapolis, the annual rates had a difference of up to $1006. Specifically, this means that the cheapest price was $687 and the most expensive was $1693.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Plainfield is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $687 | $998 | $1693 |
Insurance Prices: Plainfield vs. National/State Averages
Plainfield has low-cost car insurance premiums that are below the state's average. It costs $185 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Plainfield. You can go over some of our tips below to improve your savings.
| City Average | State Average | National Average |
|---|---|---|
| $998 | $1183 | $1479 |
Plainfield IN Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Plainfield to give you a sense of where you can find the lowest costs.
The difference was -$69 between the cheapest neighborhood in Plainfield IN with a rate of $929 on average and a +$209 difference between the priciest area in Plainfield IN with an average price of $1207.
| # | Neighborhood | Average Rate |
|---|---|---|
| Plainfield | $998 | |
| 1 | Lawrence | +$209 |
| 2 | Speedway | +$188 |
| 3 | Beech Grove | +$137 |
| 4 | Lebanon | +$10 |
| 5 | Zionsville | -$5 |
| 6 | Avon | -$29 |
| 7 | Greenwood | -$43 |
| 8 | Fishers | -$44 |
| 9 | Brownsburg | -$58 |
| 10 | Westfield | -$62 |
| 11 | Carmel | -$63 |
| 12 | Franklin | -$69 |
Let's go over some ways to save on car insurance in Plainfield
Plainfield Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Plainfield. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $35 more per year compared to being married, and being a man can typically cost up to $349 more per year in Plainfield IN as opposed to being a woman.
Plainfield Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Plainfield IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2734 a year for insurance on average. This is far higher than the state average of $1183, and $1736 higher than Plainfield' average. When gender is taken into account the difference between male and female teens in Plainfield IN is $738.
The effect of DUIs on insurance premiums in Plainfield IN
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Plainfield then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $998 all the way up to $1856. That means that on average the cost for conviction in Plainfield IN can be an increase of $858.
| DUI | City Average |
|---|---|
| $1856 | $998 |
Find cheap car insurance in Plainfield quickly and easily
Find Local Plainfield Agents
Jim Shirey
25 S Girls School Rd Indianapolis IN 46231
Kenneson Insurance Agency
8629 Lighthorse Dr Indianapolis IN 46231
John Lannan
54 S Girls School Rd Indianapolis IN 46231
Considering Relocating?
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$998
the average Plainfield resident's annual cost of coverage
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our customer's average savings after comparing insurance
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25/50/25
minimum insurance requirements in Plainfield IN
46168, 46197, 46231
