Get Cheap Car Insurance in Westfield IN

  1. Residents of Westfield Can Save Up To $370 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Westfield

 

What's the Cost of Car Insurance in Westfield?

We have been able to help several drivers in Westfield IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Westfield Indianapolis, the annual rates had a difference of up to $707. Specifically, this means that the cheapest price was $679 and the most expensive was $1386.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Westfield is important in getting the cheapest car insurance rates.

Lowest Average Highest
$679 $936 $1386

Insurance Prices: Westfield vs. National/State Averages

Westfield has low-cost car insurance premiums that are below the state's average. It costs $247 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Westfield. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$936 $1183 $1479

Westfield IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Westfield to give you a sense of where you can find the lowest costs.

The difference was -$7 between the cheapest neighborhood in Westfield IN with a rate of $929 on average and a +$271 difference between the priciest area in Westfield IN with an average price of $1207.

# Neighborhood Average Rate
  Westfield $936
1 Lawrence +$271
2 Speedway +$250
3 Beech Grove +$199
4 Lebanon +$72
5 Plainfield +$62
6 Zionsville +$57
7 Avon +$33
8 Greenwood +$19
9 Fishers +$18
10 Brownsburg +$4
12 Carmel -$1
13 Franklin -$7

Let's go over some ways to save on car insurance in Westfield

Westfield Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Westfield. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $33 more per year compared to being married, and being a man can typically cost up to $328 more per year in Westfield IN as opposed to being a woman.

Westfield Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Westfield IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2564 a year for insurance on average. This is far higher than the state average of $1183, and $1628 higher than Westfield' average. When gender is taken into account the difference between male and female teens in Westfield IN is $693.

The effect of DUIs on insurance premiums in Westfield IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Westfield then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $936 all the way up to $1740. That means that on average the cost for conviction in Westfield IN can be an increase of $804.

DUI City Average
$1740 $936

Find cheap car insurance in Westfield quickly and easily

 

Find Local Westfield Agents

State Farm® Insurance Agent Lee Hines

202 E Main Street Westfield, IN 46074-9347

Allstate Insurance Agent David Mlynarik

211 E Main St Westfield, IN 46074

American Family David Sidery

108 N Union St, Westfield, IN 46074

Westfield in Brief

  • $936

    the average Westfield resident's annual cost of coverage

  • $370

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Westfield IN

Area We Serve

46032, 46033, 46062, 46074, 46077

Westfield Map

Need Insurance?

Compare car insurance quotes from top providers in Westfield in seconds

 

2159

Happy Customers