Get Cheap Car Insurance in Zionsville IN

  1. Residents of Zionsville Can Save Up To $400 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Zionsville

 

What's the Cost of Car Insurance in Zionsville?

We have been able to help several drivers in Zionsville IN locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Zionsville Indianapolis, the annual rates had a difference of up to $749. Specifically, this means that the cheapest price was $680 and the most expensive was $1429.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Zionsville is important in getting the cheapest car insurance rates.

Lowest Average Highest
$680 $993 $1429

Insurance Prices: Zionsville vs. National/State Averages

Zionsville has low-cost car insurance premiums that are below the state's average. It costs $190 less per year than Indiana's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Zionsville. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$993 $1183 $1479

Zionsville IN Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Zionsville to give you a sense of where you can find the lowest costs.

The difference was -$64 between the cheapest neighborhood in Zionsville IN with a rate of $929 on average and a +$214 difference between the priciest area in Zionsville IN with an average price of $1207.

# Neighborhood Average Rate
  Zionsville $993
1 Lawrence +$214
2 Speedway +$193
3 Beech Grove +$142
4 Lebanon +$15
5 Plainfield +$5
6 Avon -$24
7 Greenwood -$38
8 Fishers -$39
9 Brownsburg -$53
10 Westfield -$57
11 Carmel -$58
12 Franklin -$64

Let's go over some ways to save on car insurance in Zionsville

Zionsville Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Zionsville. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $35 more per year compared to being married, and being a man can typically cost up to $347 more per year in Zionsville IN as opposed to being a woman.

Zionsville Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Zionsville IN is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2720 a year for insurance on average. This is far higher than the state average of $1183, and $1727 higher than Zionsville' average. When gender is taken into account the difference between male and female teens in Zionsville IN is $735.

The effect of DUIs on insurance premiums in Zionsville IN

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Zionsville then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $993 all the way up to $1846. That means that on average the cost for conviction in Zionsville IN can be an increase of $853.

DUI City Average
$1846 $993

Find cheap car insurance in Zionsville quickly and easily

 

Find Local Zionsville Agents

Lowder Insurance Agency

50 S Main St, Zionsville, IN 46077

Zionsville Insurance Agency

260 S 1st St Ste 4, Zionsville, IN 46077

Mid States Insurance

110 S 4th St, Zionsville, IN 46077

Zionsville in Brief

  • $993

    the average Zionsville resident's annual cost of coverage

  • $400

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Zionsville IN

Area We Serve

46077

Zionsville Map

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